Tag: Frugality

How to tame your money with virtual sinking funds-with a link to a $100 bonus!

One of the first tasks I am tackling this year is streamlining our money systems. As I mentioned in my

Do you know the management concept of continuous quality improvement? I have begun to realize that a lot of people

No-shopping challenge and budget update The no-shopping challenge was way easier at the beginning of the year than it

In 2021, we are not shopping! 2020 was a relatively calm year for us. After years of grad school and

Doing the big thing: Paying off debt!! We have been talking about paying off our debt. We calculated the amount

My capsule wardrobe: every morning I swallow a pill and clothes appear on my body, and they fit and match

Budgeting Sucks! Hello dear readers, I am here for the truth: budgeting sucks. Most people write glowing reports about their

Managing money is hard-figuring out the best budget tracker for us The Dude and I are doing a few different

It is New Year’s Eve! Last year was a rough one. After Christmas passed, I decided I wanted to do

Christmas 2018 is done! Although it took some digging, I managed to find some holiday joy. Pattern change The first